City Seeks Applicants for Housing Help Program | Housing
Housing help is available from the city of Henderson, but not enough people are taking advantage of it, city officials said.
The Housing Rehabilitation Program provides financial help for repairs that correct code violations or eliminate health and safety hazards. The city uses money from the U.S. Department of Housing and Urban Development to provide interest-free deferred loans with a five-year affordability period. The deferred loan is forgiven after the five-year affordability period if all program requirements are met.
"Through this program eligible homeowners are able to make renovations they otherwise couldn’t afford," Mayor Andy Hafen said. "By providing them with a way of taking care of their homes, the city is helping protect their quality of life, as well as their property values."
Neighborhood Services staff work with homeowners on the scope of the projects and oversee the repairs. Typically, work includes correcting code violations, repairs to plumbing, electrical or heating and air systems and addressing health and safety concerns. All the work is performed by a licensed contractor.
To qualify, applicants must own and live in the home as their primary residence. The maximum loan amount is $45,000, and eligibility is determined by income and number of people living in the home. For example, a single parent with two children making less than $46,600 a year is income-eligible for the program.